AppliedLMS · Lending software
AppliedLMS Consumer runs consumer lending from application to collections. AppliedLMS Commercial is built for commercial, SME and merchant cash advance lending. Both run on one platform, hosted and maintained by us.
Integrates with
01 · Products
AppliedLMS Consumer
For consumer and small-dollar lenders: payday, installment and short-term personal loans.
AppliedLMS Commercial
For commercial and SME lenders, merchant cash advance funders, and originators of brokered or syndicated paper.
02 · Why AppliedLMS
The same insights on income, expenses, balance and NSFs, whichever provider your borrower uses.
Provincial rate caps, cost-of-borrowing disclosure, cooling-off tracking and French-first documents for Quebec.
Every client gets a sandbox environment, and the platform is hosted on AWS with continuous deployment.
03 · How it works
Every loan moves through the same six stages, with a clear status and history at each one.
A mobile-friendly, multi-step application with save and resume, two-step pre-qualification, and an embeddable pre-qualification form for your own website. Staff can create applications on a borrower’s behalf.
Six bank-verification providers feed one normalised insights view: income, expenses, balance, NSF count, account age and days negative. Scheduled refreshes watch for signs of financial distress.
A clear lifecycle from draft to funded, conditional approval, a rules engine for eligibility, rate caps and stipulations, and decision reasons that flow straight into the adverse-action notice.
Generate documents from your templates and send them three ways: for signature, for review first, or signed as admin. Built-in e-signature, or DocuSign, SignNow and GoDocs.
EFT, ACH, Interac and card rails, seven schedule calculators, pre-authorised debits, automated collection runs, payoff quotes and APR calculation.
A collections workspace with delinquency tracking, restructuring, reschedules and holds, write-off reporting and communication tracking.
04 · FAQ
No. Borrowers open tickets from their own dashboard, and your team sees them in the admin area. Tickets can be assigned, prioritised and updated, and borrowers see each change as it happens.
No. Borrowers chat with you or your agents from their dashboard, and messages go straight to you or to the agent assigned to that application.
It depends on how ready you are. A new lender with everything in order can be live in about a week. When testing, third-party onboarding or other dependencies are involved, it’s typically four to eight weeks.
Yes. AppliedLMS supports French-first operation for Quebec, with a French-language interface and French contract documents.
Yes. A dedicated instance gives you your own environment, data and branding, hosted and maintained by us.
Yes. Every client gets a sandbox environment, so you can try changes before they reach your borrowers.
Give us a call or book a demo. We’d be glad to hear your story and show you how the platform fits your business.
Blog
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