Direction

Where AppliedLMS is going

These are directions, not commitments. We publish them so you can judge whether we’re building toward the business you’re running.

01 · What’s next

Four directions we’re working toward

Underwriting that reads the evidence

Lenders already collect more evidence than any team can read closely: bank data, documents, payment history. We’re working toward a platform that surfaces what matters in a file and explains why, so an adjudicator spends the time on judgement rather than assembly. The decision stays with your staff.
Collections that know where to start

A queue sorted by age tells you very little about where the next hour is best spent. We’re building toward a platform that puts the accounts most worth a call at the top, and that learns from what actually worked on your own portfolio.
Room to grow past Canada

More of our clients are looking across the border. We’re doing the groundwork so a lender can run US products on the same platform, under the rules that apply there, without standing up a second system or a second team.
More shapes of credit, more ways in

Not every lender wants fixed instalments, and no lender wants an island. We’re extending the platform to more shapes of credit, and opening more of it up, so the other systems you run can talk to it directly.

Guardrails

Tell us what your lending needs next.